Kadima, Aggrey, Mary Nelima Sindani, and Muli Maingi. “Credit Risk Management on Financial Performance of Selected Microfinance Institutions”. African Journal of Empirical Research 4, no. 2 (November 4, 2023): 778–784. Accessed December 3, 2024. https://ajernet.net/ojs/index.php/ajernet/article/view/187.