Assenga, Modest Paul, and Martha Edward Makatha. “Unlocking Value: How Perceived Usefulness Drives Cryptocurrency Adoption in Dar Es Salaam, Tanzania”. African Journal of Empirical Research 6, no. 4 (November 23, 2025): 976–986. Accessed August 24, 2026. https://ajernet.net/ojs/index.php/ajernet/article/view/1449.