BANDA, Nzovwa; MATAFWALI, Beatrice; MWANGE, Austin. Informal savings and lending groups and financial inclusion in Zambia: Evidence from a desk review. African Journal of Empirical Research, [S. l.], v. 7, n. 1, p. 815–830, 2026. DOI: 10.51867/ajernet.7.1.70. Disponível em: https://ajernet.net/ojs/index.php/ajernet/article/view/1672. Acesso em: 13 apr. 2026.