NGOMA, Grace; MUNDENDE, Kasonde; KABWALWA, Chilyata. Financial literacy’s role among formally employed adults in Solwezi district, Zambia: Income as the proximate determinant of personal loan approval. African Journal of Empirical Research, [S. l.], v. 7, n. 2, p. 579–589, 2026. DOI: 10.51867/ajernet.7.2.54. Disponível em: https://ajernet.net/ojs/index.php/ajernet/article/view/1787. Acesso em: 6 may. 2026.